Algorithmics, Inc. develops and provides enterprise risk management solutions for financial institutions and corporate treasuries in Canada and internationally. It offers Algo ALM to measure earning sensitivity and future market valuations; Algo Collateral to identify and manage the collateral management risks; Algo Collateral Decision Support, a monitoring tool; and Algo Credit Administrator to define and manage credit business process. The company also provides Algo Credit Advisory to design, benchmark, and implement credit risk management programs and functions; Algo Credit Data Services to develop consortia for pooling and managing empirical credit data; Algo Credit Economic Capital for banking and trading book activities, financial products, credit risk mitigation, and hedging; and Algo Credit Exposure to calculate and aggregate simulation-based exposures. In addition, it offers Algo Credit Limits for credit risk management; Algo Credit Regulatory Capital to generate consistent Basel II credit regulatory capital calculations; Further, the company’s solutions include collateral operations, collateral reconciliation, credit data consortium, credit lifecycle process and procedure management, credit regulatory capital management for banks, credit risk for economic capital, credit risk modeling, operational risk case studies, operational risk management, portfolio construction and risk management, real-time credit check for treasury ecommerce, risk and economic capital management for insurance, and single engine for market risk, credit risk, and ALM analytics for banks. It also owns VIPitech, a software unit. It serves banks, asset managers, insurance companies, and pension funds. The company was founded in 1989 and is headquartered in Toronto, Canada. Algorithmics, Inc. operates as a subsidiary of International Business Machines Corporation.