Cassis International Pte. Ltd. develops software technology and services in the field of secure personal devices. The company offers trusted services management (TSM), mobile payments, and near field communications (NFC) technologies. Its solutions comprise MobileMatrix, a modular architecture that supports messaging and file based interfaces to the issuer, application provider, and third parties TSM; and Posters mix, a Web based interactive smart poster solution, which provides tag management, content management, campaign engine, and reporting modules. The company's solutions also include Smart matrix, an NFC mobile loyalty and couponing solution that allows the user to manage download, store, display, and redeem virtual membership cards and mobile promotions with the NFC handset; and Topup matrix, a top-up gateway solution, which is designed for transit or e-purse stored value application to reload over the air. In addition, it provides managed services, including EMV smart card personalization bureau services, TSM as a service, and high availability infrastructure services; and business process outsourcing for card issuers. The company serves banks, mobile operators, financial institutions, telcos, transit operators, media companies, and handset manufacturers in Asia Pacific, Europe, and the United States. Cassis International was founded in 2002 and is headquartered in Singapore with operations in Singapore, Malaysia, China, South Korea, and France. As of July 12, 2012, Cassis International Pte. Ltd. operates as a subsidiary of Morpho SA.