iPawn offers short-term, affordable loans at low rates and with less risk than banks, payday lenders, brick & mortar pawn shops and other online services. The company was created to serve middle-class Americans and entrepreneurs looking for fast and convenient low-interest loans during the credit crunch. iPawn approves loans in less than one hour with its highly sophisticated backend office and provides its customers with complete confidentiality and highly competitive loan terms - as low as one percent interest.