KAPIA Solutions, established in 2006, is a business software company and strategic service provider that creates modular, highly robust, and 100% web and digital-oriented business applications for insurers, mutual funds, fund managers, and brokers. KELIA, their modular, scalable application for all insurance-sector businesses, offers customizable features that enable users to manage their contracts across a wide variety of business needs, including life insurance for wealth management, personal savings, collective savings, retirement planning, annuities, points-based or special schemes, personal pension, collective pension, funeral cover, and brokerage.