Lenovium is a fintech-startup that develops next generation decision-support on the liability side. Lenovium offers banks and financial institutions a digital tool in the mortgage origination process, with an algorithm to optimize mortgage terms based on the customer's input and tools for the visualization of interest rate exposure to help the customer better understand their risk, which leads to better decisions from customers and results in more profitable mortgage refinancing. The customized applications that can be made with Lenovium can reduce the risk of homeowners not being aware of their mortgage interest rate exposure.