PayByCash has been empowering non-credit card custo mers and the Internet businesses that want to reach them since 1998. PayByCash serves merchants w ho understand the importance of allowing any customer anywhere in the world to use the payment m ethod they prefer, in their own currency, to buy goods and services online. As a full service paymen t processor, PayByCash handles all the payment- related customer support, foreign exchange complexi ty and risk, fraud protection, and maintenance of a constantly growing number of payment system integra tions, while providing simplified reporting and accounting to their merchant clients. They have bec ome the easiest and most costeffective way to recei ve payments from around the world.