Payworks provides a mobile point of sale (mPOS) platform that lets merchant service providers quickly build payment functionality into their applications. The software development tools of payworks make it easy for developers to build mobile solutions for face-to-face payments with Chip & PIN card readers as well as solutions for shoppers to pay directly with their phones via in-app payments and wallets. The company provides its platform in a Software-as-a-Service model, enabling their clients to enter the market much faster and run their mPOS solution much more cost-efficiently.