The XTB Capital Group ("XTB Group", "Group") is an international provider of trading and investment products, services and technology solutions, specialized in financial OTC market with a particular focus on CFDs (contracts for difference), which are investment products with returns linked to the changes in the prices and values of underlying instruments and assets). The XTB Group offers more than 1,500 CFDs based on currency pairs, commodities, indices, shares of companies listed on stock exchanges in 12 countries and American and European ETFs, and new CFDs may be added to the Group's offer. The XTB Group offers also Up&Down options based on more than 30 underlying instruments, including currencies, precious metals, commodities and indices. Founded in Poland in 2004, the XTB Group has been growing dynamically, operating on the basis of licenses granted by regulators in Poland, the UK, Turkey, Cyprus and Uruguay. Currently the Group is focusing on growing its business in 12 key countries, including Poland, Spain, the Czech Republic, Turkey, Portugal, France and Germany. Apart from expanding its operations in the CEE and Western Europe, XTB Group's strategy includes growth in the new markets, including Turkey and Latin America, and further development of the institutional operations arm of the XTB Group's business (X Open Hub). The area of Company operations are subject to regulatory supervision in XTB's markets, including the EU where it conducts business based on the 'single EU passport'.