YellowPepper offers mobile financial services (M-Financial Services or M-Services) to enable monetary and informational transactions between institutions, businesses and consumers. Its mission is to become a provider of mobile financial solutions for the Latin America region. The Company's multi-faceted solution creates a value proposition which generates new revenue opportunities and cost reductions for banks, credit cards companies, cellular companies, retailers and logistics operators while solving challenges faced by more than 500 million Latin American consumers. YellowPepper's products, services and unique value proposition utilize the mobile phone platform, which has become the solution to telephone access in developing countries. Using the mobile phone platform, Yellowpepper addresses the challenges faced by most Latin American consumers in performing everyday tasks such as banking, payment of bills and taxes, purchasing prepaid mobile phone air time, shopping at local retailers, conducting peer-to-peer (P2P) transactions, or simply having the opportunity to access basic services in remote or rural areas.